Compliance & Regulatory Information

Compliance & Regulatory Information

Vikast Insurance Services is committed to maintaining the highest standards of ethical conduct, regulatory compliance, and consumer protection. As a licensed California insurance agency, we follow all state and federal requirements governing health insurance, Medicare, and Covered California enrollment.

Licensing & Regulatory Oversight
  • California Department of Insurance (CDI) License Number: [Insert your license number] Vikast Insurance Services operates in full compliance with the California Insurance Code and all applicable CDI regulations.
  • Centers for Medicare & Medicaid Services (CMS) We adhere to CMS rules governing Medicare Advantage, Medicare Supplement, and Prescription Drug Plans, including marketing, enrollment, and beneficiary protections.
  • Covered California Certified Agency As a Covered California‑certified entity, we follow all state marketplace rules, training requirements, and consumer assistance standards.
Code of Conduct

We maintain strict internal policies to ensure:

  • Accurate and unbiased plan comparisons
  • No pressure sales tactics
  • Transparent communication
  • Protection of consumer rights
  • Compliance with all federal and state marketing guidelines
Data Protection & Confidentiality

We safeguard all personal information in accordance with:

  • HIPAA (Health Insurance Portability and Accountability Act)
  • California Consumer Privacy Act (CCPA)
  • CMS privacy and security standards
  • Covered California privacy requirements
Prohibited Practices

Vikast Insurance Services does not:

  • Offer gifts or incentives for Medicare enrollment
  • Misrepresent plan benefits or costs
  • Request personal information without purpose
  • Sell or share consumer data with unauthorized parties
  • Engage in discriminatory practices
Accessibility Commitment

We strive to ensure our website and services are accessible to all individuals, including those with disabilities, in accordance with ADA and WCAG guidelines.

Contact for Compliance Questions

If you have questions about our compliance policies, please contact: Email: info@vikast.com Phone: 1-877-784-5278

 

Forms

This information will be used to find the most qualified plan that meets your needs and delivers the services you require for a healthy and active life. Be sure that you complete the form as thoroughly as possible.

INTAKE FORM ENGLISH
INTAKE FORM SPANISH
By providing your name and contact information you are consenting to receive sales and marketing calls, text messages, and/or emails from a VIKAST licensed insurance agent about Medicare Plans or other plan options, and you agree such calls and/or text messages may use an automated system for the selection or dialing of telephone numbers, automated voice calls, AI generative voice calls, pre-recorded messages played when a connection is made, or pre-recorded voicemail messages, even if you are on a government do-not-call registry. These calls are for marketing purposes and cellular charges may apply. This agreement is not a condition of enrollment and you can change your permission preferences at any time by contacting a VIKAST agent.